Understanding Chapter 7 Bankruptcy
Filing for a Chapter 7 bankruptcy in federal court gives people relief from having to pay for most of their debts such as credit card bills, medical bills, utilities and other unsecured debts.
Sometimes bankruptcy is the most realistic option to help people take control and recover from unmanageable debt, despite stigmas attached to bankruptcy and lowered credit scores.
Most debts can be eliminated through Chapter 7, and this method still allows you to keep your car, home and other personal property. You will still be responsible to pay back taxes, student loans, judgments and other money owed to the government.
At Everett Law Offices, we provide seasoned guidance, counsel and experienced advocacy to protect your rights as a consumer throughout the bankruptcy process.
Our Compassionate And Effective Counsel Can Help You
Our attorneys will review your income, assets and debts; take the time to understand your unique situation; and give you the information you need to make the best decisions for your family and financial future.
Filing for Chapter 7 personal bankruptcy allows you to:
- Eliminate unwanted debt
- Stop foreclosure
- Stop repossession
- Protect your car and home
- Stop creditor harassment
- Restore financial independence
Protect Your Rights And Your Property
It is important to consult with a qualified attorney before pursuing the bankruptcy process. Without appropriate assistance, you risk losing property. To qualify for Chapter 7 bankruptcy, the court will take into consideration the amount of your debt, your assets and your income.
If you do not qualify, you can still qualify for Chapter 13. As your advocates, we will make sure that bankruptcy is the right option for you and ensure that you take advantage of its benefits.
We can also give you the counseling you need to you rebuild your credit after filing. Take the first step by calling us at 866-689-6251, or completing our online form to email us. We represent clients throughout central Washington, including Grandview, Yakima, and the Tri-Cities of Kennewick, Pasco and Richland.
We are a debt relief agency providing people debt relief services under the Bankruptcy Code.