Chapter 13 Bankruptcy

Chapter 13 bankruptcy is a good option for individuals and families who do not qualify for Chapter 7. If you have a job or other income and want to keep your property, including a home, filing this form of bankruptcy can provide the financial turning point you seek.

If you have significant debt and are ready to take steps towards financial independence, our firm can help. Everett Law Offices in Grandview and Kennewick offers extensive experience in bankruptcy filings and can effectively protect your rights while reducing your overall debt.

We Help You Create A Solid Repayment Plan

Unlike Chapter 7 bankruptcy, your debts will not be completely eliminated or liquidated under Chapter 13. Instead, you will be setting up a plan with a budget approved by a bankruptcy trustee.

By establishing the payment plan, you agree to pay back all or some of what you owe to creditors within three to five years. In some cases, remaining debt can be eliminated.

As your advocates, we will review your case and determine the best course of action to help you:

  • Stop creditor harassment
  • Stop foreclosure
  • Reduce penalties and fees
  • Get control of your finances
  • Reorganize or restructure debts

Stop Foreclosure With Chapter 13 Bankruptcy

One of the quickest and most effective ways to stop a foreclosure proceeding and protect your home is to file for Chapter 13 bankruptcy. If you are behind on mortgage payments or you have already received notice of foreclosure, it is important to take action as soon as possible.

The sooner an attorney is involved in your case, the more likely you are to protect your assets and investments and resolve any creditor disputes. Our attorneys know how difficult it can be for clients under financial pressure.

Contact Everett Law Offices at 509-203-4953 or toll free 866-753-4854 in Grandview and Kennewick for clear-cut assistance with filing for a Chapter 13 bankruptcy. We will take every necessary step to make you feel confident as you move forward after bankruptcy. Contact us online to schedule a consultation.

We are a debt relief agency providing people debt relief services under the Bankruptcy Code.