Bankruptcy

Many people face financial hardship and find it difficult to manage their finances when divorce, sudden injury, prolonged illness or job loss occur. Life changes often make debt problems worse or even impossible to manage.

At Everett Law Offices, we will review your income, assets and debts, and help you determine if bankruptcy is the right option for you.

Is Bankruptcy Right For Me?

Many people are reluctant to file bankruptcy because of a social stigma or the feeling that they are just taking the easy way out.

Bankruptcy exists specifically to help consumers like you. The Bankruptcy Code is broad and deals with the very different financial situations of consumers and businesses.

If you are in debt and feel that it is impossible to recover, bankruptcy may be the right option to get you back on track. Bankruptcy allows you to:

  • Stop creditor harassment
  • Reduce or eliminate unwanted debt
  • Stop wage garnishment or repossession
  • Stop a foreclosure action
  • Eliminate credit card and medical debt
  • Address financial distress after divorce

Chapter 7 And Chapter 13 Bankruptcy

Chapter 7 and Chapter 13 are two bankruptcy options for consumers, and each is tailored to meet the needs of filers and their families.

Under Chapter 7 bankruptcy, you must qualify based on your income and the amount of your debt. You can completely eliminate mounting utility bills, credit card debt, medical bills and other unsecured debts.

Under Chapter 13 bankruptcy, if you have a job, you are able to restructure their debts with creditors and establish a payment plan. After the payment plan has run its course, you may be able to completely eliminate any remaining debt.

Email Everett Law Offices for more information on how we can help you find relief if you are in financial crisis. We have offices in Grandview and Kennewick; call today at 509-203-4953 or toll free at 866-753-4854.

We are a debt relief agency providing people debt relief services under the Bankruptcy Code.