Kennewick Debt Relief Lawyer
With the turn of the economy in the last few years, many Americans have found themselves in difficult financial situations that have become unmanageable. Most of these people have undergone life changes that have made these debt problems worse or even impossible to manage, including divorce, injury or job loss. At Everett Law Offices, we can will review your income, assets and debts, and help you determine if bankruptcy is the right option for you.
Sound counsel. Effective advocacy. Solid results. Call 509-203-4953 or contact us by e-mail to arrange an initial consultation directly with our attorneys.
Is Bankruptcy Right for Me?
Many people are reluctant to file bankruptcy because of a social stigma or the feeling that they are just "taking the easy way out." Rest assured that bankruptcy exists specifically to help consumers like you. The bankruptcy code is broad and deals with the very different financial situations of consumers and businesses. If you are in debt and feel that it is impossible to recover, bankruptcy may be the right option to get you back on track. Bankruptcy allows you to:
- Stop creditor harassment
- Reduce or eliminate unwanted debt
- Stop wage garnishment or repossession
- Stop a foreclosure action
- Eliminate credit card and medical debt
- Address financial distress after divorce
Chapter 7 and Chapter 13 Bankruptcy
Chapter 7 and Chapter 13 are two bankruptcy options for consumers, each tailored to meet the needs of filers and their families. Under Chapter 7 bankruptcy, you must qualify based on your income and the amount of your debt. You can completely eliminate mounting utility bills, credit card debt, medical bills and other unsecured debts. Under Chapter 13 bankruptcy, filers are able to restructure their debts with creditors and establish a payment plan. After the payment plan has run its course, you may be able to completely eliminate any remaining debt.
For more information about our services, please call our Grandview, Washington, office at 509-203-4953 or contact our lawyers by e-mail to arrange a private consultation regarding your situation.
